Under the BVG plan, there is no coordination deduction; the gross salary corresponds to the insured salary.
The age percentages are as follows:
Ages 18–24 2.0%
Ages 25–34: 5.5%
Ages 35–44: 7.0%
Ages 45–54: 9.5%
55-Pension 11%
Calculation:
Gross Wage: 100 × BVG Age Rate = BVG Deduction per Party (Employer and Employee Contributions)
Example: A 40-year-old person with a daily wage of CHF 1,500.
CHF 1,500: 100 x 7 = CHF 105 BVG deduction